Invest to Secure
your retirement & Save taxes

Backed by the Government of India, NPS provides impressive long-term savings options for you to plan your retirement time efficiently by investing in this safe market-based plan.

Well Regulated & Transparent

Secure your second innings with a
product that's regulated and transparent

Cost Effective

One of the Lowest Cost retirement
product

Save more on Taxes

Enjoy exclusive tax benefits!

Power to choose

You decide how and when to invest,
Where to invest and how you choose to retire

Who can register for NPS?

Individual Subscribers

Between 18-70 years can join Easy and multiple registration options (Aadhaar, Digilocker etc.) Open Tier I (Pension A/c) and Tier II (Add-on investment A/c).

REGISTER NOW SEE DOCUMENTS Government Subscribers

Central Govt./ State Govt. (including autonomous bodies) employees covered in NPS. Employees joined after applicable date mandatorily covered in NPS. Open Tier I (Pension A/c), Tier II (Add on investment A/c), TTS A/c .

REGISTER NOW SEE DOCUMENTS Corporate Subscribers

Employees of Corporates who have adopted NPS can join . Get additional Tax Benefits on employers contribution. Flexibilty in choosing contribution (employer/employee), pension fund etc.

REGISTER NOW SEE DOCUMENTS

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NRI and OCI Subscribers

Between 18-70 years can join on repatriation or non-repatriation basis . Contributions to come from NRE and NRO A/c. For repatriation of amount, contributions should be made from NRE A/c only.

REGISTER NOW SEE DOCUMENTS

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APY Subscribers

Any citizen of India between 18-40 years can join. Applicable for Non-Income Tax payers only. Easy online registration options (Online/Offline Aadhaar).

REGISTER NOW Continue to registration SEE DOCUMENTS --> GDS Subscribers Employees covered under SDBS are eligible to join. Between 18-65 years can join. REGISTER NOW Continue to registration SEE DOCUMENTS -->

Build Your Retirement Plan

01

Know your retirement needs - NPP

02

Understand the power of compounding

03

Start early

04

Invest consistently

05

Know your account types (Tier I & Tier II)

06

Choose your investment option (Pension Fund & Scheme)

Watch/Listen to the registration process

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1. What are the Tax Benefits under NPS?

Tax Benefit available to Individual: Any individual who is Subscriber of NPS can claim tax benefit under Section 80CCD(1) of Income Tax Act. 1961, within the overall ceiling of Rs. 1.5 lac under Section 80CCE. Exclusive Tax Benefit to all NPS Subscribers u/s 80CCD (1B): An additional deduction for investment upto Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under Sub-section 80CCD(1B). This is over and above the deduction of Rs. 1.5 lac available under Section 80C. Tax Benefits for Corporate Subscriber: Additional Tax Benefit is available to Subscribers under Corporate Sector, u/s 80CCD(2) of Income Tax Act. Employer's NPS contribution (for the benefit of employee) up to 10% of salary (Basic + DA), is deductible from taxable income, subject to limit of rupees 7.5 lakh for PF, NPS and superannuation fund put together.

2. How I will get pension under NPS? 3. What is PRAN kit and when I will get it?

PRAN Kit contains PRAN card and Subscriber details (referred as Subscriber Master List). The Subscriber Master List includes the information as provided by the Subscriber as part of registration under NPS. Subscriber has an option to opt for ePRAN Card or physical PRAN card at the time of registration. ePRAN kit is sent by Protean CRA at the registered email ID of Subscriber whereas, physical PRAN kit is sent by Protean CRA at the Subscriber's registered address. There is a facility available to download ePRAN Card or initiate request for physical PRAN card by logging to NPS Account. Listen our Podcast episode having a title "Tracking dispatch status of PRAN" at https://bit.ly/3AnfIg1

4. When will the units be credited to my NPS Account in case of online contribution?

Units will be credited to the subscriber's account on the day contribution is invested by the PFM (Pension Fund Manager). The credit will happen as per the timelines mentioned below:
Contributions submitted through D-Remit facility (in Virtual Account):
The investment will happen on same day and same day NAV will be applicable, on receipt of clear Funds in Virtual Account held with Trustee Bank (Axis Bank) till 9.30 AM. If clear funds are received after 9.30 AM or on a non-working day, investment will happen on next working day. Contributions submitted through eNPS portal: Investment will take place on T+2 working days basis [subject to receipt of clear funds from Payment Gateway Service Provider (PGSP) i.e. Day T].